Holistic financial planning that integrates your present and future needs.
Holistic financial planning that integrates your present and future needs.
Our planning philosophy emphasizes balancing clients’ financial needs in both the present and the future, viewing wealth as a tool for intentional living rather than solely focusing on its monetary aspects. From the outset of our planning relationship and consistently thereafter, we prioritize crafting a comprehensive plan that ensures all components work harmoniously together. Throughout this process, we simplify complexities and serve as catalysts to facilitate the implementation of your plan.
Sensible, intelligent, and direct plans tailored to you and your family.
Sensible, intelligent, and direct plans tailored to you and your family.
Our team at Saling Wealth Advisors strategically grows and protects your assets to ensure enjoyment throughout your lifetime and preservation for future generations. Our customized financial plans serve as guides to track progress towards mutually established goals which includes a long-term perspective that considers both present and future generations.
Cash Flow Analysis and Budget Support
Cash Flow Analysis and Budget Support
Effective financial planning begins with a strong understanding of your current financial landscape and future aspirations, which is why we emphasize the importance of gaining clarity of your income and expenditure patterns. Our personalized cash flow analysis empowers you to align your financial resources with your life goals and priorities seamlessly. Whether it’s managing day-to-day expenses or preparing for significant milestones, our goal is to ensure that every dollar contributes meaningfully to your overall financial well-being. With our guidance, you can navigate financial complexities with confidence, knowing that your resources are optimally utilized to support the life you envision.
Tax and Estate Planning
Tax and Estate Planning
Estate planning, though often overlooked, is a crucial piece of a complete financial plan. We take the time to listen to your wishes and work with qualified professionals to establish an estate plan that ensures your money goes where you want and that your loved ones are cared for when you can’t.
While we don’t prepare tax returns or draft legal documents, we thoroughly analyze our clients’ tax situations and estate plans. Our collaboration with top CPAs and attorneys allows us to integrate tax and estate planning strategies seamlessly into our client’s overall financial plan. Our ongoing oversight allows us to provide timely recommendations and adjustments, ensuring that plans remain adaptable and aligned with clients’ evolving needs.
Risk Management
Risk Management
We recognize the many risks that could hinder you from achieving financial independence, ranging from sudden job loss to unforeseen health issues and even the inevitability of mortality. We take a proactive approach to risk management, equipping you with the knowledge and tools necessary to navigate uncertainties with confidence, and devising personalized strategies to mitigate these risks effectively.
Business Planning
Business Planning
Founding a successful and thriving business is one of the greatest accomplishments a business owner can achieve. We support our business owner clients through every phase of growth. In the start-up and expansion phase, we help evaluate the legal needs for business formation to protect personal assets and for business continuity. In the maturity phase, the focus shifts to taking risk off the table to fund your personal financial plan, considering benefits for key employees, and beginning stages of succession planning. In the transfer phase, whether it’s transferring to family members, other insiders, or a third party, we ensure all the pieces align while refining your retirement income and estate plan, and while minimizing taxes.
Employer Benefit and Retirement Plan Reviews
Employer Benefit and Retirement Plan Reviews
To us, holistic planning means helping you with all aspects of your financial life which is why we extend our advice to outside assets like company benefits and retirement plans. We dig into the details of your employee or executive benefit packages, ensuring they align with your long-term goals and aspirations. Whether it’s fine-tuning existing plans or devising innovative solutions, we’re here to empower you throughout your financial journey.
