The first step in our process is a phone call to learn more about each other. This is where we get a general idea of where you are today and what’s on your mind. We’ll share a little about our team and process, too. Then we will decide if we could be a good fit and if it makes sense to talk more.

If we’ve both decided it makes sense to continue the conversation, this is our first meeting where we will dig into the questions that brought you to us in the first place. We can also share more about how we serve our clients and how we could help with what’s top of your mind.

We will provide a straightforward checklist outlining information to gather and provide us before our next meeting. This step allows us to gain a better understanding of your current financial situation. During our meeting, we will provide you with tailored ideas and observations regarding your financial situation and future plans. This is also an opportunity for you to experience firsthand how our collaboration will unfold. If, following this meeting, you choose to engage with us, we will proceed with our onboarding process.

While we’ve learned about your top of mind issues, this is the time when we will really get to know you and learn about what matters most to you. We want to learn about your family, your values and priorities. What are you trying to accomplish? What concerns you most? We’ll also talk about your financial goals, tax situation, income, investments, estate plan, and more.

The result of our thorough discovery meeting and supporting documents is a comprehensive financial plan customized to your specific needs and goals. This plan will be tailored to you, and we will include personalized and prioritized recommendations. This plan will be an ever-changing centerpiece for advice and investment decisions throughout our relationship.

Getting your financial house in order and keeping it that way takes time and expertise, so we do the bulk of the heavy lifting for you. With a plan in place, together we will determine an appropriate investment objective for your assets, one that will fuel your financial plan while honoring your risk tolerance.

We insist on being accountable and organized – so we keep an ongoing list of action items – recognizing they will be done over time as they move to the top of your priority list.

At the beginning of a new relationship, we’ll meet and be in communication more frequently in the first 6-12 months.

Once the initial design and implementation of your plan is complete, we’ll continue to meet 1-2 times per year for a Comprehensive Planning Review. By being proactive with our reviews, we can better help you align your money with your life as it unfolds. We expect you to keep us updated on any life changes relevant to your plan, and we of course do the same. We also realize that planning is an ongoing process with surprises along the way. We want to plan for what we know and be prepared and well positioned for the unexpected because – that’s life!